Nikhil Patel and Andy Smith look at how market dynamics are changing As we begin 2025, we’ve been reflecting on the way pension schemes engage with insurers to source pricing and terms, with a particular…

Is too much derisking a bad thing? At the end of November, Professional Pensions assembled a panel of experts to look at the issue of defined contribution (DC) lifestyling – asking if there were alternative…

The World Health Organization defines “super-ageing” societies as countries with more than 20% of their population over the age of 65 years old. From pension crises to labour shortages, super-ageing societies pose a global economic…

Climate change is a complex financial risk. Its immediate impact on weather patterns and the various societal responses to a changing climate will influence GDP growth, inflation and ultimately, financial markets. An inaugural climate report…