FINTECH has revolutionalised banking activities globally over the past one decade so tremendously in both scale and scope. In developing countries, it has brought banking within the reach of many hitherto disadvantaged cohorts of the…

Formal savings are on the rise, with the increase partly driven by the convenience, accessibility, and affordability of mobile financial accounts, which are allowing people to make frequent savings deposits. As of 2024, 40% of…

In the beginning, the aims of Social Security were both noble and modest. “We have tried to frame a law,” said President Franklin D. Roosevelt at the signing of the Social Security Act, “which will…

In a recent discussion with the World Economic Forum (WEF), Yie-Hsin Hung, chief executive officer of State Street Investment Management, addressed the global retirement savings gap, estimated to have hit some US$50 trillion ten years…

The AI revolution is shaking up the software industry. Which companies will get stronger? Key Insights The artificial intelligence (AI) revolution widens the range of outcomes for software companies. Some will emerge stronger; others may…

‘Many clients may wish to transition from MPS to bespoke as their financial journeys move into unfamiliar territory’ Edward Kennedy explains why he firmly believes bespoke services and Managed Portfolio Solutions (MPS) can – and…

‘Multi-asset solutions are increasingly rising to the top of fund groups’ retail sales agendas’ Against an uncertain backdrop, there continues to be opportunity for those who want to deliver tangible value to advisers and their…

Human judgment can be amplified by machine-assisted analysis to build an emerging hybrid-intelligence model, but the industry must stay vigilant to avoid potential systematic glitches The emerging role of artificial intelligence is as a natural…

Kunal Nayyar, who rose to fame playing an astrophysics professor in a popular TV comedy, is now following his dream as a fintech entrepreneur for global families Nearly 40 years have passed since the ‘Big…

We explore the latest report from the Pensions Policy Institute The Pensions Policy Institute (PPI) has released a report on improving pensions engagement; Jasmine Urquhart explores whether better industry collaboration and default designs could improve…