It takes a lot of money to be financially secure in old age. Federal Reserve data suggests that to be financially secure in retirement, people will likely need more than $500,000 in savings. In assessing…

Four areas to look at when researching passive funds Good outcomes require a robust approach to value for money assessments, write Jon Lycett and Olga Baron The respective investment case for passive funds and active…

Trafalgar House says most important factor for building trust is better communication Public trust in the pensions industry has risen over the last year, but member confidence in retirement income has fallen, Trafalgar House research…

LCP finds schemes making progress on issues such as endgame planning, DEI and net zero Defined benefit (DB) schemes have used the last 12 months of “relative calm” and improved funding positions to take “proactive”…

It’s financially challenging to comfortably retire in the U.S. and many Americans work, without necessarily “wanting” to, well into their golden years. Though not being able to save enough for a secure retirement isn’t a particularly new…

When passive is active – the rise of ‘passive plus’ managed portfolios For financial advisers, the choice between active and passive investment strategies is no longer binary. Managed portfolio services are increasingly targeting index-tracking funds…

Retirement mapping tool launched as part of decumulation research Scottish Widows has launched a ‘retirement matrix’ mapping tool as part of research into decumulation. The pension provider launched the cubic mapping tool to assist advisers…

Patrick Heath-Lay, People’s Partnership CEO, says significant progress has been made but more needed No matter which party wins on 4 July, they will face the same challenges in the UK pensions system. True, a…

Michael Aherne and Richard Evans explore trustees’ current fiduciary obligations What exactly are pension funds here to do and could they be doing more? Most lawyers will answer confidently that pension trustees must use their…