Investors faced several challenges in 2023, including a gradual liquidity squeeze in private markets. As we move forward, it’s crucial to pause and reassess investment strategies for 2024. While private market investing is inherently long…

Standardised transition plans will help schemes focus on action rather than disclosure I have just finished my review of the implementation statement of a small defined benefit (DB) scheme. It helped me realise that this…

The era of cheap money is over. In this new world, we believe multi-asset portfolios need to be reimagined to embrace flexibility, allocate capital more efficiently, and better embed diversification through broader risk management. Mitesh…

Machine learning is helping Vanguard’s Quantitative Equity Group find a little quiet in the noisy world of portfolio management. Markets are incredibly noisy, so extracting the signal from the noise can be a challenge. Machine…

Breakthroughs in disruptive technologies such as artificial intelligence (AI) have recently helped to drive equity valuations to multi-decade highs. While there are concerns about the valuations of some US technology stocks in particular, Vanguard believes…

With recent economic challenges and rising costs of living, retirement is on many Americans’ minds. You may be wondering: Is the state of retirement in the U.S. worse than in other countries? That depends on which country…

Many countries in the world now face a shrinking, and simultaneously aging, population, which, if not promptly reversed or mitigated, could negatively impact the sustainable growth of their economies. A sufficient number of people is…

Even if the national and basic pensions and personal pensions received by the elderly aged 65 or older are added together, the monthly income is only 650,000 won. Six out of 10 recipients received less…

There are significant pension disparities across Europe. Euronews Business has found a strong positive correlation between financial confidence in retirement and the level of monthly pensions. Earnings-related pensions overwhelmingly constitute the primary source of income…

Our relationship with money and, in particular, its accumulation is a basic part of how our society functions. We need enough for today and we need to put enough away for tomorrow. This financial planning…