There aren’t too many areas of public policy where we in the UK can feel we have done a better job than in comparable countries. Our state pension system is, arguably, one of them. What…

Retirement can bring a sense of freedom and relaxation, but it can also come with unexpected financial shocks. Denial is a bad pill to take when retiring, and it’s important to be prepared so you can have…

Retirement plans have been a standard feature of public and private sector employers in the United States since the early 1900s. Although Defined Benefit plans were the mainstay of most pensions plans for much of…

BY 2030, ONE in four Californians will be 60 years or older. By 2060, the percent of Californians in the 60+ age group will have increased three times faster than the total population. People are living…

Fully funded due to higher discount rates and investment performance, many corporate defined benefit pension funds are shifting their investment goals to maintaining that funding progress, from their prior focus of maximizing investment returns. While…

Some economists are worried that China’s aging population and debt-fueled, real estate–focused economic model are leading it toward “Japanification.” That’s jargon for a lengthy period of deflation, low economic growth, and weakness in the property market that can…

According to the World Health Organization, the population of individuals aged 65 or older will outnumber those under the age of 15 by 2024. In the case of the United States of America, every Baby Boomer will…

An expert at the ongoing 4th Annual Conference of the African Pension Supervisors Association (APSA) in Kampala has said urgent steps need to be taken to reverse a trend in which the continent has only…

There’s been an ongoing debate about whether retirees should abandon the “4% rule” for withdrawals from retirement accounts, a retirement income rule of thumb for decades. The market volatility of recent years made that rule…

MALAYSIA is undergoing a significant demographic shift towards an ageing population.  The World Bank has projected that with 14% of the population aged 65 and above by 2044, it will officially be an “aged society”. By…